1 Year Treasury Rate Market Daily Trends: Daily Treasury Yield Curve Rates (2025)

FAQs

1 Year Treasury Rate Market Daily Trends: Daily Treasury Yield Curve Rates? ›

1 Year Treasury Rate is at 4.00%, compared to 4.09% the previous market day and 5.42% last year. This is higher than the long term average of 2.97%. The 1 Year Treasury Rate is the yield received for investing in a US government issued treasury security that has a maturity of 1 year.

Basic Info. 10 Year Treasury Rate is at 3.65%, compared to 3.70% the previous market day and 4.29% last year. This is lower than the long term average of 4.25%.

The US 10 Year Treasury Bond Note Yield is expected to trade at 3.88 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. Looking forward, we estimate it to trade at 3.81 in 12 months time.

The 1 year treasury yield is included on the shorter end of the yield curve and is important when looking at the overall US economy. Historically, the 1 year treasury yield reached upwards of 17.31% in 1981 and nearly reached 0 in the 2010s after the Great Recession.

A fundamental principle of bond investing is that market interest rates and bond prices generally move in opposite directions. When market interest rates rise, prices of fixed-rate bonds fall. this phenomenon is known as interest rate risk.

Choosing between a CD and Treasuries depends on how long of a term you want. For terms of one to six months, as well as 10 years, rates are close enough that Treasuries are the better pick. For terms of one to five years, CDs are currently paying more, and it's a large enough difference to give them the edge.

Reading yield curve charts

The yield curve moves in two ways: up and down. A normal yield curve slopes upward, meaning the interest rate on shorter-dated bonds is lower than the rate on longer-dated bonds.

What is the yield curve right now? ›

The yield curve derived from a sequence of yields-to-maturity on bonds where each bond is priced at par value is most likely called the: par curve and all bonds on this curve are supposed to have the same annual yields. forward curve and all bonds on this curve are supposed to have the same periodicity.

The yield curve — the difference between yields of 10- and two-year US Treasuries — has long been seen as a predictor of recession: When investors are fearful, they tend to buy up 10-year Treasuries, causing the yield to fall below the interest rate of shorter-term securities.

A so-called 'normal' shape for the yield curve is where short-term yields are lower than long-term yields, so the yield curve slopes upward.

One notable change is that the shape of the Treasury yield curve, which has been in an inverted state since 2022. This unusual occurrence represents an environment where yields on shorter-term Treasuries are higher than those for longer-term Treasuries.

6 Month Treasury Bill Rate is at 4.53%, compared to 4.56% the previous market day and 5.29% last year. This is higher than the long term average of 4.49%. The 6 Month Treasury Bill Rate is the yield received for investing in a US government issued treasury bill that has a maturity of 6 months.

Choosing between a CD and Treasuries depends on how long of a term you want. For terms of one to six months, as well as 10 years, rates are close enough that Treasuries are the better pick. For terms of one to five years, CDs are currently paying more, and it's a large enough difference to give them the edge.

To buy Treasury bills on TreasuryDirect, you need to log into your account (or open an account). Then, go to "BuyDirect." Select "Bills - Short-term securities of 1 year or less." From there, you'll see a long list of options.

1 Month Treasury Rate is at 5.18%, compared to 5.25% the previous market day and 5.52% last year.