Did you block your ATM card and don’t know how to unblock it? In this article, we have provided all the methods you can use to unblock your ATM card without any hassle!
There are several instances where your ATM card gets blocked. Here is how to unblock ATM card!
1. Automatic Unblocking
When you repeatedly enter the wrong password thrice, your ATM card gets blocked. In such cases, simply wait for 24 hours and your card will be unblocked automatically.
2. SMS Banking
The banks have a unique toll-free number assigned to address a specific issue. If you want to unblock your ATM card, simply send an SMS to that specific number in the prescribed format.
You can find the number and the SMS format on your bank’s website.
3. Online
Some banks provide the option to unblock your ATM card online. You can login to your net banking account or mobile banking app and unblock your card.
However, make sure you have activated this service beforehand in case of emergencies.
4. Submit An Application To the Bank
You may have blocked the card willingly when you have realised you misplaced or lost it. However, you found the card later and need to use it.
You can directly approach your bank or its branch and submit a written application, requesting an automatic unblock of the ATM card. To verify your identity as the card’s user, you must submit ID and address proof.
Once these details are verified, the bank will unblock your card.
5. New ATM Card From The Bank
If there is a security issue at the bank, then it may block your ATM card to protect your money and details. In such cases, the bank will issue a new card to its customers, free of cost.
If you find your ATM card blocked without your intervention, approach the bank to understand what has transpired and use other payment or transaction methods while your bank issues you a new debit card.
6. Expired ATM card
Every ATM card has an expiry date. Once the date passes, the card gets blocked automatically and rendered useless to the user.
To get a working ATM card, take your expired card to your bank branch and exchange it.
How to Block Your ATM Card?
Now that you know how to do debit card unblock, let us look at how you can block your ATM card intentionally in case the card goes missing or gets stolen.
Customer Care
Banks provide a toll-free number for customers to address their issues. Most ATM cards have this number printed on the back of the card. Save this number and when you find your card missing, call the number, prove your identity, and block the card.
You can also find this number on the bank’s website. To block the card, keep the card number, CVV, and other necessary information handy.
Bank Branch
Visit your nearest bank branch and request for an ATM card block. For this, you need the card number, account number, and your identity proof as the account holder.
Net Banking
On the official website of the bank, login to your net banking account using your credentials. You will find the option to block your ATM card where the information regarding your cards is presented. Follow the instructions given and promptly block your card.
Mobile Banking
Every bank has a mobile banking app. This app enables the customers to perform several banking activities from their mobile device.
Some banks also provide the option to block an ATM card. Install the app, and block your card, if your bank permits it.
FAQs
You can directly approach your bank or its branch and submit a written application, requesting an automatic unblock of the ATM card. To verify your identity as the card's user, you must submit ID and address proof. Once these details are verified, the bank will unblock your card.
How do I unblock an ATM card? ›
You can directly approach your bank or its branch and submit a written application, requesting an automatic unblock of the ATM card. To verify your identity as the card's user, you must submit ID and address proof. Once these details are verified, the bank will unblock your card.
How to unblock a card without calling the bank? ›
Through SMS
Some banks also offer the facility to unblock your card using the SMS banking facility. Simply send an SMS in the specified format to the given number from your registered mobile number. Once your card gets unblocked, you will receive confirmation.
How do I unlock my card at ATM? ›
In order to unblock your card, follow these steps:
- Put your card into an ATM.
- Enter the correct PIN (which you can find in-app)
- Select 'PIN services'
- Select 'PIN Unlock'
- Unblock your PIN by following the on-screen instructions.
How To Unlock Your Debit Card. Depending on the issuer's policies, you may be able to lock, unlock, and manage cards online via the online platform or app. If your issuer doesn't provide such functionality, you can typically contact customer service, and they'll unlock the card.
Can I withdraw money from blocked ATM card? ›
If your card was blocked due to suspicious or fraudulent activity, you will not be able to withdraw money until the issue is resolved. And second If your card was blocked because you entered the wrong PIN too many times, you will need to contact your bank to have the block lifted before you can withdraw money again.
Why my ATM card is showing blocked? ›
Your ATM card might be blocked proactively by your bank if you enter the wrong ATM PIN multiple times. It ensures that your ATM card is not misused if stolen or lost. Solution: If your ATM card is not stolen and you have erroneously entered the PIN, it will be automatically unblocked in 24 hours.
How to unblock temporarily blocked SBI ATM card? ›
SBI debit card can not be unblocked online, you have to visit branch and submit application in writing, for unblocking debit card to the branch manager. Then branch manager will send request to service desk. Thereafter debit card will be unblocked, only branch manager have right to lodge unblocking ATM request.
Can I still receive money if my card is blocked? ›
No, you can't make payments if your card is blocked, however you can still receive payments in your account if your account is still live.
Who to call if my card is blocked? ›
If there's still a problem, contact the customer service number for the bank or credit union that gave you the card. They may be able to tell you what the issue is and how to fix it.
Q. Can I unblock my ATM card online? Yes, it is possible to unblock your ATM card online if your bank provides the same service. Most of the public and private sector banks have dedicated internet banking and mobile banking channels to provide such banking services online.
How to unblock debit card after wrong PIN? ›
After typing 3 wrong pins (it doesn't have to be on the same day) the chip of your card will be blocked. To unblock your chip, you can go to an ATM from a major bank. You should be able to see a new 'PIN Unlock' option or you can otherwise view your remaining amount. A third option would be to withdraw cash.
What is number of PIN tries exceeded? ›
What does 'PIN tries exceeded' mean? The means that the customer has tried to complete the transaction with an incorrect PIN beyond the number of trials set by the processor (usually 3 to 4 times).
Can I unlock my debit card at any ATM? ›
Blocked cards can be unblocked only by the issuer /bank. In fact if you go to the ATM, it could be captured by the machine.
What happens if someone tries to use a locked debit card? ›
If you lock your card, any new transactions will be declined. If there's an attempt to use the locked card, we'll send you (the cardholder) an alert.
What happens if my bank card gets locked? ›
When you place a lock on your debit or ATM card via Online or Mobile Banking, it will prevent most types of card transactions from being processed until you take action to unlock your card. Any virtual cards linked to the locked card will also be locked.
Can we unblock an ATM card online? ›
Yes, you can use the bank's online facilities to unblock your ATM card. To do this, you must log in to your online account through the bank's net banking portal or mobile application and follow their instructions.
How to unblock a bank account online? ›
To unblock or unfreeze your bank account, you will need to contact your bank's customer support or visit your nearest branch. You will be required to provide identification documents such as your PAN card, Aadhaar card, passport, etc., to verify your identity.
How do I block and unblock my First Bank ATM card? ›
First Bank has streamlined the process of blocking your account or ATM card through a USSD code, which is a quick and efficient method that doesn't require internet access. Simply dial *894*911# from any mobile phone.
How to unblock a credit card online? ›
To unblock your credit card, you will have to contact your bank by following various online and offline methods. To unblock your credit card online, you can visit your bank's mobile application or official website and apply for 'reissue' or 'reactivation' of your credit card.
