%PDF-1.6%âãÏÓ519 0 obj<>streamhÞ\PÛJÃ@ýyK¬{i"*¥-¯ÚØd§Íj²»KÄ7ÑÅ·9Ã9_Åß´±"n¬ÁÚÆîÜØñG-¹µ®¯BÊLÎTj&òDñìNäMHO¯èõÏ`áþâÆÐí×ÑkcÝq<ãOd&I¹¼Jæ"ì[rëÉ´%ú´wHðL¾Ñµ}G÷û-㻶xÁ2¦¨½<.¨ð2ÿvb
Pôáá¤;ôeÏñ½5þVt;QÖjÊDضFøýκÃ`p(- ¾ö7endstreamendobj520 0 obj<>streamhÞ245U0P045S06R66úÎù¥y%fúÞ)ÅÑ Y
XýÊTýÄôÔb;;LEEE©@aC°ÁAxõXÔ(X@iS(m¥ÍÁ´¡9ÑfF Ê4öendstreamendobj521 0 obj<>streamhÞtË0E%_Ð$>[(Bm««¨;":¡5G°ßÍ6ÌwndÌ;ùEcª¶F3/ÅøD±åé`pN¯jBpiHVÉȳô-ËÐ2²-¤¤Õì<óaìÓ¢ÓäÉpâ%,jÕ=,ô³ûy
åy%è0;IÂ3rNÍZ>óånÚß®Zõ`Ã[ÆkØ°¥f©¼B½öø¿½P]ëñã´Xg /H ÝH`endstreamendobj522 0 obj<>streamhÞYM5å§ø§µ]¶¥(Rn+"´[@«a3BHL4òçWî]!ÈtõaTn÷s¹ªÞ³»ÛC
SNT$¬°Øʨ°=ÕÊ°#Õ[ÀU`ºÙ¸vXJÒ,'e»¤½Ol#m©ÏþúìiØ8Êi¨Ùù³5*ĨJJXÄX&AÖÙQV±FO
2b£Æ@p²)Üó [bx4àY²`xV8#gíÖçf"ÒÙÃs·H¶Ò`¸ÀóPjÎ%/j=ÆìQ4¬BÒPQ¤MÒZjË=ÑWÒ_áY¬~ÏÒ0»Â³-RxVx%DPu`.
çJjT[g5Ö²Ï^©á7ëÜà=#'²Òäa£#Æ?î·I4î·fâ~Ôá¾y7¨[Ñí~·¢C.ÔèFJ'+îϪªºÅ]t²¸²ÈFYLæÕbêÖctöÙSí«ÏÃR8ëÄ ÐÉÕDE¸ZðÎÕØÆ g\°3\°9˸$ÈË2xeEi¸3h4¹[bÇe³i$c1$(T3Xb!"&XuRP6«£ØºcÐl9%!ùɱôÄÊƶö¡¥¨f¨SÄfÇò±Ù±þDmvhZÔfÇ ièfhQ$Ã(tKËFºXàyÃÀóÃÀó
Ô¤g!pÁPVK)TBf4"FM-$ÕDÄXQj91Û¡³üIŪ5¨Âg±±~TÉÀð¬FpÚÁW¯v?ÿ°ûÎìæêzîfÖúqwÜ<½=î÷ÉÕ¿»Þìÿ<]￤rusxØ/hbÞ~ù´¿º=ï'ðæp8½|®çö8½Å³u{õýáþñ|.w¶sâÆÜÍZð°?Ï1âc^O¿Ý?ì¼ö'¯êÛÓáøeÞ±%±w¶/γÛòì¼ùÐ7ãÝÃûúêaRÊDø4¿¦'ìí§ÝÇeûÓãîá-jòí_óÓÇïÇÖµ±OHZC"J¹.ζ/ÅQÜ6ϸ³[¯Ä¨n~[ÓV¿®_Óôbõ¹bÿ-ök$Ï0}*Oð
PÀJwÜÝ<>ìïv¿~ß«)O(]¨4¶âB-kàçxΪò2UO¼,TÜz9ÈËLmÍc²^õ"ë£ 8â4kA\âFWò:pr;ßb|ùǨYV3¸.&r°Ë]&ì2aóFy,»õõ:PÈQD¶usź«©+ W|Þ3qÎÄ9çL3ñ¥-¾cnåpjÛj}jKX£@ZþïkåèjØÖ¾±³.κ:ëꬫ³®Îº:ëꬫ??Õêþw-þTªA å(°D5¤(£@5lQ`0ã²k.¯æòj.¯æòj.¯æòjç×0Ws¹öókûëî¯ÓFùñËòwùE¢D5¤(£@5lQ`G(Qf$Êqv×awv×aïõ%äåëárpJ¨ë@OwørekzSËGÑå`ú:Ðßum{ש¨ål-O§u8Ãi¾½ÿËÙmqë_qÜ¿úĺmn·ÊD§ØÇ:©Z¢ÀRÈQD¶(°G#lQfZe¦YmSxÅ[\°Å[\°Å[\°~jÄÅ+ÊùÃýU÷w>Uª[¯ÍDã§#(P£Àö(p=G%¬Q EQfze¦qaW¬Ûñr µA}[×W[AàÈëÀsô¾ü¸iëóuL}Ôõ³Q£@Zzô~Ç~ÇóÆÕõ$Ôuà9zßÚè|ë\øûóùÀܳeÏÖO]y¼Uycªg{=A`É9,ad#)ä0RÂH#Wºþ\üÄ¿'®ßû_ÎOÏJɦÿæ_¾?ûýén÷þýñ+IÙd¿¶Cþ#À Æendstreamendobj523 0 obj<>streamhÞ4RíNÛ0}½¦ê8+kúAt elrÄ«cÛ)OO⬮ïÇ9ºçÈw4faâÒEGêd^x6æ§ÂÆä0Á3ÌqÚ,p+\ã;~`¬ð·¸C{<àk<á! r+vá
FAQs
How much commission does Fidelity charge? ›
1. $0.00 commission applies to online U.S. equity trades, exchange-traded funds (ETFs) and options (+ $ 0.65 per contract fee) in a Fidelity retail account only for Fidelity Brokerage Services LLC retail clients. Sell orders are subject to an activity assessment fee (from $0.01 to $0.03 per $1,000 of principal).
What fees do you pay on Fidelity? ›- All online U.S. equity trades. Any number of shares or trades. $0.
- All online options trades. $0, $0.65 per contract. Buy to close orders of $0.65 or less. $0.
- All online ETF trades. $0.
- New Issues. $01 Secondary Issues. $1.00 per bond2 ...
- Fidelity funds. $0. No Transaction Fee (NTF) non-Fidelity funds:
There is no advisory fee for accounts with less than $25,000. Investments of $25,000 or more are charged 0.35% per year, but that level gets you unlimited one-on-one financial coaching sessions.
How do I avoid Fidelity fees? ›Escaping the Fidelity Recordkeeping Fee can be achieved through strategic actions such as closing the account, seeking fiduciary services, and considering alternatives to minimize financial obligations. Closing the account is a straightforward approach to avoid the fee entirely.
What is the downside to Fidelity? ›In most situations, you will find what you need at Fidelity. There are a few downsides. Fidelity does not offer cryptocurrency investing. The company is also missing some features found on other investment platforms, like futures trading and paper trading, where you can practice trading.
Should I use Fidelity or Charles Schwab? ›Overall Appeal. Fidelity and Schwab are both excellent choices. These investment firms offer thousands of funds. There are some nuances, such as Fidelity being better for crypto traders and Schwab being more optimal for futures traders.
How are Fidelity advisors paid? ›$109K (Median Total Pay)
The average Financial Advisor base salary at Fidelity Investments is $77K per year. The average additional pay is $32K per year, which could include cash bonus, stock, commission, profit sharing or tips.
While Fidelity wins out overall, Vanguard is the best option for retirement savers. Its platform offers tools and education focused specifically on retirement planning.
Does Fidelity charge an annual fee? ›No annual maintenance fee.
Is a 1.5 fee high for a financial advisor? ›While 1.5% is on the higher end for financial advisor services, if that's what it takes to get the returns you want then it's not overpaying, so to speak. Staying around 1% for your fee may be standard but it certainly isn't the high end.
What is the minimum for Fidelity private client? ›
To be eligible for Fidelity Private Wealth Management through Fidelity® Wealth Services ("FWS") or Fidelity® Strategic Disciplines ("FSD"), clients are subject to a qualification and acceptance process, and must typically invest at least $2 million, in the aggregate, in FWS and/or FSD and have investable assets of at ...
What are the different tiers of Fidelity? ›The Rewards Program is available to Fidelity customers based on asset and product ownership eligibility criteria. There are three program tiers in the Rewards Program (“Tiers”) — Gold, Platinum, and Platinum Plus. Tier eligibility is determined based on the aggregate balance of your Eligible Account(s).
Are Fidelity fees higher than Vanguard? ›In regards to account fees, Vanguard charges a $20 annual fee for brokerage and IRA accounts. On the other hand, Fidelity doesn't charge anything.
Is it safe to have all my money at Fidelity? ›Protecting your assets
With our Customer Protection Guarantee, we reimburse you for losses from unauthorized activity in your accounts. We also participate in asset protection programs such as FDIC and SIPC to help provide the best service possible. See our protection guarantee and account coverage.
Best Low-Cost Online Broker: Fidelity. Best Broker for Low Margin Rates: Interactive Brokers. Best Broker for Fractional Shares: Interactive Brokers. Best Low-Cost Options Broker: Webull.
How do Fidelity reps get paid? ›$64K (Median Total Pay)
The average Financial Services Representative base salary at Fidelity Investments is $54K per year. The average additional pay is $10K per year, which could include cash bonus, stock, commission, profit sharing or tips.
You can buy shares in a transaction-fee fund from its principal underwriter or distributor without a Fidelity transaction fee. A fund's sales charges may apply. Fidelity does not charge a transaction fee on a load fund. A fund's own redemption fees may apply.