LexisNexis Consumer Disclosure - LexisNexis Risk Solutions Consumer Disclosure (2024)

FAQs

Why did I receive a letter from LexisNexis Risk Solutions? ›

If you received an Adverse Action Letter

An adverse action letter is sent when a carrier has not given a consumer the best rate for insurance or taken any of the following actions: Denied you insurance. Increased your rates. Limited your coverage.

If you find information in your consumer report that you believe is inaccurate or incomplete, you have the legal right to dispute the report's content with the consumer reporting company and the company that shared the information to the reporting company, such as your lender.

See what information about you is maintained in our files by requesting a Consumer Disclosure Report. The report includes items such as real estate transaction and ownership data, lien, judgment, and bankruptcy records, professional license information, and historical addresses.

LexisNexis Risk Solutions has a long history of information management and stewardship. Originally part of LexisNexis Legal & Professional, LexisNexis Risk Solutions was formed in 2000 to fill a need in the risk management space, growing rapidly as a separate company.

The more organizations that have access to your data, the higher the risk of your information falling into the wrong hands. Opting out of LexisNexis and Sage Stream helps reduce the number of entities that possess your data, thus lowering the risk of your information being compromised.

LexisNexis Risk Solutions is a consumer reporting agency that provides information about consumers to businesses and government agencies. The reports provided by LexisNexis Risk solutions are used by debt collection agencies, creditors, banks, insurance companies, healthcare providers, law enforcement and more.

Welcome. This form will assist you in opting yourself and family members living at your address out of LexisNexis data products. Please understand that by opting out, you may experience future difficulty using online systems for such things as instant identity and insurance verification.

Dispute LexisNexis Accurint Errors

If your Accurint report contains errors, contact them and dispute the information. LexisNexis will then have 30 days to investigate your dispute and correct the information. If your LexisNexis dispute is ignored or unresolved after 30 days, you have the right to sue.

LexisNexis/IIL search footprints are soft footprints. Soft searches do not affect your credit score or your ability to obtain credit and are automatically removed by the CRAs after a given time, usually between 12 and 24 months after the search was conducted.

You may order information on yourself or someone whom you have legal authority over, such as a minor. If you are ordering information for someone other than yourself, you will need to submit paperwork to prove you have authorization.

Does LexisNexis report to Experian? ›

Information for Experian Consumers

LexisNexis Risk Data Management, Inc. ("LexisNexis") is a provider of bankruptcy information to Experian.

You can get your LexisNexis report by going to the company's website, calling 1-866-897-8126, or mailing a printable request form. You will need to provide your first and last name, address, date of birth, and either your SSN or your driver's license number and state to request your LexisNexis report.

The LexisNexis dispute procedure includes engagement with the source of the data regarding the disputed item, a complete reinvestigation of the disputed item with the source and a notice containing the results and findings mailed to the consumer.

Through this trial, the complaint alleges, LexisNexis wields its PII collection as an advertising tool, providing prospective customers with access to “full names, addresses, phone numbers, occupations, employers, social media accounts, and personal property,” which the lawsuit claims “runs afoul of the well- ...

With access to case law, legal publications, court docket tools, legal analysis, and other resources, Lexis is a powerful—if relatively expensive—legal research tool for firms of all sizes. Attorneys who rely on secondary sources, or who want some of the more advanced features Lexis+ has, will likely find satisfaction.

Why is LexisNexis or Insurance Initiatives Ltd (IIL) on my credit file? A LexisNexis/IIL search footprint on your credit file demonstrates that an insurer or broker has requested LexisNexis/IIL to search your data with a Credit Reference Agency (“CRA”).

(Comprehensive Loss Underwriting Exchange) is a claims information exchange. It collects and reports up to seven years of auto and personal property claims. It also provides insurance risk scores to help inform pricing and underwriting decisions for the insurance industry. LexisNexis C.L.U.E.

LexisNexis offers information about a person's financial history to insurance companies, health care, financial institutions, governmental agencies, and nonprofits. These entities then use that information to make informed decisions about whom to work with.

If you wish to contact us directly, please call the LexisNexis Consumer Center toll-free at 866-490-1920. Please note that opting out of LexisNexis Risk Solutions' PreScreened Offers of Credit and Insurance List does not opt you out of the Equifax, TransUnion, Experian or other third party lists.