Income levels & savings
Check if you might save on Marketplace premiums, or qualify for Medicaid or Children's Health Insurance Program (CHIP), based on your income. Or, find out who to include in your household and how to estimate income before you apply.
You'll get exact plan prices and savings by filling out a Marketplace application.
More help before you apply
- Estimating your expected household income
- You can probably start with your household’sand update it for expected changes. (Savings are based on your income estimate for the year you want coverage, not last year.)
Your total (or “gross”) income for the tax year, minus certain adjustments you’re allowed to take. Adjustments include deductions for conventional IRA contributions, student loan interest, and more. Adjusted gross income appears on IRS Form 1040, line 11.
Refer to glossary for more details.
- You may qualify to enroll in or change Marketplace coverage through abased on estimated household income.Find out if you may qualify.
A time outside the yearly Open Enrollment Period when you can sign up for health insurance. You qualify for a Special Enrollment Period if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child, or if your household income is below a certain amount.
Refer to glossary for more details.
- Use our income calculator to make your best estimate.
- Learn more aboutestimating income, and seewhat to include.
- You can probably start with your household’s
- Including the right people in your household
- Count yourself, your spouse if you're married, plus everyone you'll claim as a tax dependent,including those who don’t need coverage.
- Learn more aboutwho to include in your household.
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