TD Canada Trust - Banking (2024)

FAQs

Is TD Canada Trust legit? ›

It is the second-largest commercial bank in Canada by assets, behind only the Royal Bank of Canada. TD Canada Trust offers a range of financial services and products to more than 10 million Canadian customers through more than 1,100 branches and 2,600 ATMs.

On May 1, 2018, for ATM withdrawals made with your TD Access Card, we are: increasing the daily limit from $500 to $1,000; and • removing the weekly limit. We want to be sure you're comfortable that your banking services fit your needs.

Note: TD's institution # is always 004.

TD Canada Trust is TD Bank Group's customer-focused personal and small business banking business.

TD Bank, N.A. is located in the United States and its support line, Stores, products and services are primarily serviced in English. Transfer of funds will be through EasyWeb, the TD Canada Trust online banking platform.

One downside of TD Bank is its standard savings account rates. But if you can keep a higher balance and qualify for relationship rates, the Signature Savings account can be a solid choice.

The amount of cash you can withdraw from a bank in a single day will depend on the bank's cash withdrawal policy. Your bank may allow you to withdraw $5,000, $10,000 or even $20,000 in cash per day. Or your daily cash withdrawal limits may be well below these amounts.

TD Bank: The standard daily limit is $1,250 when using a Visa debit card or ATM card for cash withdrawals.

Send limits to international bank account with TD Global Bank Transfer: $6,500 per day, weekly limit of $26,000 and monthly limit of $65,000. $999.99 per day, weekly limit of $2,999.99 and monthly limit of $6,999.99.

Two business days. That's the average amount of time it takes before the money you dropped into your checking account is actually available to you. But that's just the average—depending on the type of deposit you make, you could access your money immediately, or you may have to wait longer than just two days.

What is the 9-digit Canadian clearing code? ›

Canadian Clearing Code (CC) is a 9-digit code made up of the 4-digit financial institution number followed by the 5-digit transit number where the account is held. The 6-digit routing number used by participants of the Clearing House Interbank Payments System (CHIPS).

The SWIFT/BIC code for The Toronto Dominion Bank (TD) is TDOMCATTXXX. However, The Toronto Dominion Bank (TD) uses different SWIFT/BIC codes for the different types of banking services it offers.

Toronto-Dominion Bank

TD Canada Trust / Parent organization

TD Bank offers long hours at many branches and 24/7 phone support. Plus, it has more than 2,600 ATMs from Maine to Florida, and customers have free access to TD Bank's ATMs in Canada. Customers have the option of banking online, or using TD Bank's mobile banking app, which is available for iOS and Android devices.

U.S. Banking

TD Bank is TD Bank, N.A., a wholly-owned U.S. subsidiary of The Toronto-Dominion Bank.

Toronto-Dominion Bank (TSX:TD) is one of Canada's safest banks. Going by the common equity tier-one (CET1) ratio — one of the banking industry's most popular risk measures — TD is more able to survive a crisis than most other Canadian banks are.

If we have your current mobile phone number on file, you'll now receive instant text messages notifying you if we detect suspicious activity on your personal or business TD Credit Card, or on any Additional Cardholder's card on your Account.

What FDIC insurance coverage is available for TD Bank accounts? All deposits and deposit products are FDIC-insured, up to $250,000 per depositor, per ownership category. That includes checking accounts, savings accounts, money market deposit accounts, certificates of deposit (CDs).