Where to Put Your Money During a Recession | The Motley Fool (2024)

Where to Put Your Money During a Recession | The Motley Fool (1)

Member FDIC.

APY:5.10%Term:10 MonthsMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (2)

Member FDIC.

APY:4.70%Term:1 YearMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (3)

APY:5.05%Term:1 YearMin. Deposit:$1

Where to Put Your Money During a Recession | The Motley Fool (4)

APY:5.15%Term:9 MonthsMin. Deposit:$1

Where to Put Your Money During a Recession | The Motley Fool (5)

Member FDIC.

APY:4.75%Term:1 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (6)

Huntington Bank Standard CD

Member FDIC.

APY:0.05%Term:1 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (7)

APY:5.06%Term:1 MonthsMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (8)

APY:3.00%Term:1 MonthsMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (9)

APY:3.00%Term:2 MonthsMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (10)

Huntington Bank Standard CD

Member FDIC.

APY:0.05%Term:3 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (11)

Member FDIC.

APY:3.00%Term:3 MonthsMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (12)

APY:Up to 4.51%Term:3 MonthsMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (13)

APY:5.26%Term:3 MonthsMin. Deposit:$1

Where to Put Your Money During a Recession | The Motley Fool (14)

APY:5.00%Term:3 MonthsMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (15)

APY:3.50%Term:3 MonthsMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (16)

Member FDIC.

APY:2.00%Term:3 MonthsMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (17)

Member FDIC.

APY:5.00%Term:3 MonthsMin. Deposit:$10,000

Where to Put Your Money During a Recession | The Motley Fool (18)

APY:3.00%Term:3 MonthsMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (19)

First National Bank Standard CD

Member FDIC.

APY:1.00%Term:3 MonthsMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (20)

APY:4.90%Term:5 MonthsMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (21)

Fidelity CD

Member FDIC.

APY:5.25%Term:6 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (22)

APY:5.10%Term:6 MonthsMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (23)

APY:4.00%Term:6 MonthsMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (24)

APY:3.80%Term:6 MonthsMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (25)

APY:4.95%Term:6 MonthsMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (26)

Valley Bank CD

Member FDIC.

APY:4.75%Term:6 MonthsMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (27)

Member FDIC.

APY:4.40%Term:6 MonthsMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (28)

Member FDIC.

APY:4.25%Term:6 MonthsMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (29)

First Internet Bank of Indiana CD

Member FDIC.

APY:5.18%Term:6 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (30)

Member FDIC.

APY:4.25%Term:6 MonthsMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (31)

APY:4.80%Term:6 MonthsMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (32)

APY:5.15%Term:6 MonthsMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (33)

Member FDIC.

APY:5.15%Term:6 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (34)

APY:4.00%Term:6 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (35)

Vanguard Brokered CD

Member FDIC.

APY:5.30%Term:6 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (36)

Member FDIC.

APY:3.00%Term:6 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (37)

Salem Five Bank CD

Member FDIC.

APY:5.00%Term:6 MonthsMin. Deposit:$10,000

Where to Put Your Money During a Recession | The Motley Fool (38)

Member FDIC.

APY:1.00% - 5.00%Term:6 MonthsMin. Deposit:$250.00

Where to Put Your Money During a Recession | The Motley Fool (39)

Republic Bank of Chicago CD

Member FDIC.

APY:0.50%Term:6 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (40)

APY:5.10%Term:6 MonthsMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (41)

Member FDIC.

APY:Up to 5.05%Term:6 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (42)

APY:Up to 2.51%Term:6 MonthsMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (43)

First Tech CD

APY:up to 4.91%Term:6 MonthsMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (44)

Member FDIC.

APY:5.05%Term:6 MonthsMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (45)

Huntington Bank Standard CD

Member FDIC.

APY:0.10%Term:6 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (46)

Member FDIC.

APY:5.37%Term:6 MonthsMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (47)

Generations Bank High-Yield CD from Raisin

Member FDIC.

APY:5.21%Term:6 MonthsMin. Deposit:$1

Where to Put Your Money During a Recession | The Motley Fool (48)

Member FDIC.

APY:0.05%Term:6 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (49)

NASA Federal Credit Union Share Certificate

Federally insured by NCUA.

APY:4.50%Term:6 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (50)

Member FDIC.

APY:5.00%Term:6 MonthsMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (51)

Member FDIC.

APY:5.30%Term:6 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (52)

Member FDIC.

APY:5.15%Term:6 MonthsMin. Deposit:$10,000

Where to Put Your Money During a Recession | The Motley Fool (53)

All America Bank CD

Member FDIC.

APY:4.75%Term:6 MonthsMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (54)

Member FDIC.

APY:4.76%Term:6 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (55)

Generations Bank CD

Member FDIC.

APY:5.00%Term:6 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (56)

APY:5.23%Term:6 MonthsMin. Deposit:$1

Where to Put Your Money During a Recession | The Motley Fool (57)

First National Bank Standard CD

Member FDIC.

APY:1.00%Term:6 MonthsMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (58)

APY:3.00%Term:6 MonthsMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (59)

Member FDIC.

APY:5.00%Term:6 MonthsMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (60)

Member FDIC.

APY:5.01%Term:7 MonthsMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (61)

APY:4.75%Term:7 MonthsMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (62)

APY:5.00%Term:7 MonthsMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (63)

APY:Up to 5.01%Term:7 MonthsMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (64)

Huntington Bank Promotional CD

Member FDIC.

APY:5.13%Term:7 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (65)

First National Bank Special CD

Member FDIC.

APY:5.20%Term:7 MonthsMin. Deposit:Up to $10,000

Where to Put Your Money During a Recession | The Motley Fool (66)

APY:4.90%Term:9 MonthsMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (67)

Member FDIC.

APY:4.25%Term:9 MonthsMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (68)

APY:4.85%Term:9 MonthsMin. Deposit:$1

Where to Put Your Money During a Recession | The Motley Fool (69)

Member FDIC.

APY:5.30%Term:9 MonthsMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (70)

Huntington Bank Standard CD

Member FDIC.

APY:0.10%Term:9 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (71)

Member FDIC.

APY:3.75%Term:9 MonthsMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (72)

APY:5.15%Term:9 MonthsMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (73)

Member FDIC.

APY:4.45%Term:9 MonthsMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (74)

NASA Federal Credit Union High-Yield Certificate

Federally insured by NCUA.

APY:5.55%Term:9 MonthsMin. Deposit:$10,000

Where to Put Your Money During a Recession | The Motley Fool (75)

APY:4.90%Term:9 MonthsMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (76)

Salem Five Bank CD

Member FDIC.

APY:5.00%Term:9 MonthsMin. Deposit:$10,000

Where to Put Your Money During a Recession | The Motley Fool (77)

Generations Bank High-Yield CD from Raisin

Member FDIC.

APY:5.31%Term:10 MonthsMin. Deposit:$1

Huntington Bank Promotional CD

Member FDIC.

APY:4.86%Term:11 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (79)

APY:3.50%Term:11 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (80)

APY:4.75%Term:11 MonthsMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (81)

First Internet Bank of Indiana CD

Member FDIC.

APY:5.31%Term:1 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (82)

Member FDIC.

APY:4.80%Term:1 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (83)

Member FDIC.

APY:4.50%Term:1 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (84)

NASA Federal Credit Union Share Certificate

Federally insured by NCUA.

APY:4.60%Term:1 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (85)

APY:4.75%Term:1 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (86)

Member FDIC.

APY:Up to 4.80%Term:1 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (87)

Republic Bank of Chicago CD

Member FDIC.

APY:0.75%Term:1 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (88)

Member FDIC.

APY:2.75% to 3.75%Term:1 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (89)

APY:1.50%Term:1 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (90)

First Tech CD

APY:up to 4.55%Term:1 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (91)

Member FDIC.

APY:5.05%Term:1 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (92)

Valley Bank CD

Member FDIC.

APY:4.50%Term:1 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (93)

APY:5.25%Term:1 YearMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (94)

Huntington Bank Standard CD

Member FDIC.

APY:0.10%Term:1 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (95)

All America Bank CD

Member FDIC.

APY:4.75%Term:1 YearMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (96)

Member FDIC.

APY:0.05%Term:1 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (97)

Connexus Credit Union Share CD

APY:Up to 4.81Term:1 YearMin. Deposit:$5,000

Where to Put Your Money During a Recession | The Motley Fool (98)

First National Bank Standard CD

Member FDIC.

APY:1.00%Term:1 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (99)

Member FDIC.

APY:5.15%Term:1 YearMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (100)

Member FDIC.

APY:5.00%Term:1 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (101)

Member FDIC.

APY:5.37%Term:1 YearMin. Deposit:$10,000

Where to Put Your Money During a Recession | The Motley Fool (102)

APY:5.00%Term:1 YearMin. Deposit:$5,000

Where to Put Your Money During a Recession | The Motley Fool (103)

APY:4.25%Term:1 YearMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (104)

Vanguard Brokered CD

Member FDIC.

APY:5.40%Term:1 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (105)

Member FDIC.

APY:4.65%Term:1 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (106)

Member FDIC.

APY:5.20%Term:1 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (107)

APY:4.00%Term:1 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (108)

Flushing Bank CD

Member FDIC.

APY:5.00%Term:1 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (109)

APY:4.85%Term:1 YearMin. Deposit:$1

Where to Put Your Money During a Recession | The Motley Fool (110)

Member FDIC.

APY:5.31%Term:1 YearMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (111)

Member FDIC.

APY:4.76%Term:1 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (112)

APY:4.95%Term:1 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (113)

Member FDIC.

APY:1.00% - 4.75%Term:1 YearMin. Deposit:$250.00

Where to Put Your Money During a Recession | The Motley Fool (114)

Member FDIC.

APY:5.25%Term:1 YearMin. Deposit:$1,500

Where to Put Your Money During a Recession | The Motley Fool (115)

Fidelity CD

Member FDIC.

APY:5.05%Term:1 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (116)

APY:4.80%Term:1 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (117)

Generations Bank CD

Member FDIC.

APY:5.20%Term:1 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (118)

APY:4.90%Term:1 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (119)

Salem Five Bank CD

Member FDIC.

APY:5.55%Term:1 YearMin. Deposit:$10,000

Where to Put Your Money During a Recession | The Motley Fool (120)

Member FDIC.

APY:5.25%Term:13 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (121)

APY:5.25%Term:13 MonthsMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (122)

APY:5.15%Term:13 MonthsMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (123)

First National Bank Special CD

Member FDIC.

APY:5.00%Term:13 MonthsMin. Deposit:Up to $10,000

Where to Put Your Money During a Recession | The Motley Fool (124)

Republic Bank of Chicago CD

Member FDIC.

APY:4.33%Term:13 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (125)

SchoolsFirst Federal Credit Union CD

Federally insured by NCUA.

APY:5.00%Term:13 MonthsMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (126)

Member FDIC.

APY:3.50%Term:13 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (127)

NASA Federal Credit Union High-Yield Certificate

Federally insured by NCUA.

APY:5.30%Term:15 MonthsMin. Deposit:$10,000

Where to Put Your Money During a Recession | The Motley Fool (128)

Flushing Bank CD

Member FDIC.

APY:4.60%Term:15 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (129)

Member FDIC.

APY:4.00%Term:15 MonthsMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (130)

Federally insured by NCUA.

APY:5.10%Term:16 MonthsMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (131)

Member FDIC.

APY:2.85%Term:1.5 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (132)

Vanguard Brokered CD

Member FDIC.

APY:5.30%Term:1.5 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (133)

Member FDIC.

APY:4.45%Term:1.5 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (134)

Member FDIC.

APY:4.60%Term:1.5 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (135)

APY:4.27%Term:1.5 YearMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (136)

Member FDIC.

APY:5.06%Term:1.5 YearMin. Deposit:$10,000

Where to Put Your Money During a Recession | The Motley Fool (137)

Member FDIC.

APY:4.50%Term:1.5 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (138)

First Internet Bank of Indiana CD

Member FDIC.

APY:5.04%Term:1.5 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (139)

Member FDIC.

APY:4.45%Term:1.5 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (140)

Salem Five Bank CD

Member FDIC.

APY:4.50%Term:1.5 YearMin. Deposit:$10,000

Where to Put Your Money During a Recession | The Motley Fool (141)

APY:4.90%Term:1.5 YearMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (142)

Member FDIC.

APY:0.05%Term:1.5 YearMin. Deposit:$250.00

Where to Put Your Money During a Recession | The Motley Fool (143)

Republic Bank of Chicago CD

Member FDIC.

APY:1.00%Term:1.5 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (144)

Member FDIC.

APY:2.00%Term:1.5 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (145)

APY:1.50%Term:1.5 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (146)

Huntington Bank Standard CD

Member FDIC.

APY:0.10%Term:1.5 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (147)

Member FDIC.

APY:5.10%Term:1.5 YearMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (148)

APY:3.25%Term:1.5 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (149)

Member FDIC.

APY:4.50%Term:1.5 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (150)

First National Bank Standard CD

Member FDIC.

APY:1.00%Term:1.5 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (151)

Member FDIC.

APY:3.00%Term:1.5 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (152)

Member FDIC.

APY:5.00%Term:1.5 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (153)

APY:4.75%Term:1.5 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (154)

Member FDIC.

APY:4.40%Term:1.5 YearMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (155)

APY:4.60%Term:1.5 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (156)

APY:4.50%Term:1.5 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (157)

APY:4.60%Term:1.5 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (158)

Member FDIC.

APY:5.00%Term:1.5 YearMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (159)

Member FDIC.

APY:4.90%Term:1.5 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (160)

Member FDIC.

APY:0.05%Term:1.5 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (161)

Fidelity CD

Member FDIC.

APY:5.00%Term:1.5 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (162)

First National Bank Special CD

Member FDIC.

APY:3.50%Term:19 MonthsMin. Deposit:Up to $10,000

Where to Put Your Money During a Recession | The Motley Fool (163)

Valley Bank CD

Member FDIC.

APY:4.00%Term:2 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (164)

Member FDIC.

APY:4.25%Term:2 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (165)

First Internet Bank of Indiana CD

Member FDIC.

APY:4.82%Term:2 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (166)

APY:4.50%Term:2 YearMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (167)

Member FDIC.

APY:Up to 4.30%Term:2 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (168)

Member FDIC.

APY:4.50%Term:2 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (169)

Member FDIC.

APY:2.00%Term:2 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (170)

Member FDIC.

APY:4.00%Term:2 YearMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (171)

APY:4.40%Term:2 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (172)

APY:4.20%Term:2 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (173)

Vanguard Brokered CD

Member FDIC.

APY:5.20%Term:2 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (174)

Salem Five Bank CD

Member FDIC.

APY:3.25%Term:2 YearMin. Deposit:$10,000

Where to Put Your Money During a Recession | The Motley Fool (175)

Member FDIC.

APY:4.00%Term:2 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (176)

Member FDIC.

APY:0.05%Term:2 YearMin. Deposit:$250.00

Where to Put Your Money During a Recession | The Motley Fool (177)

Generations Bank CD

Member FDIC.

APY:4.24%Term:2 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (178)

Huntington Bank Standard CD

Member FDIC.

APY:0.10%Term:2 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (179)

Republic Bank of Chicago CD

Member FDIC.

APY:1.25%Term:2 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (180)

First Tech CD

APY:up to 2.25%Term:2 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (181)

Member FDIC.

APY:4.80%Term:2 YearMin. Deposit:$10,000

Where to Put Your Money During a Recession | The Motley Fool (182)

Member FDIC.

APY:4.65%Term:2 YearMin. Deposit:$1,500

Where to Put Your Money During a Recession | The Motley Fool (183)

APY:1.50%Term:2 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (184)

APY:3.30%Term:2 YearMin. Deposit:$5,000

Where to Put Your Money During a Recession | The Motley Fool (185)

Member FDIC.

APY:5.20%Term:2 YearMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (186)

Member FDIC.

APY:4.90%Term:2 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (187)

APY:4.20%Term:2 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (188)

Fidelity CD

Member FDIC.

APY:4.90%Term:2 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (189)

Member FDIC.

APY:0.05%Term:2 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (190)

Member FDIC.

APY:4.00%Term:2 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (191)

Member FDIC.

APY:4.50%Term:2 YearMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (192)

NASA Federal Credit Union Share Certificate

Federally insured by NCUA.

APY:4.45%Term:2 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (193)

APY:4.00%Term:2 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (194)

APY:4.30%Term:2 YearMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (195)

First National Bank Standard CD

Member FDIC.

APY:1.00%Term:2 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (196)

APY:4.50%Term:2 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (197)

All America Bank CD

Member FDIC.

APY:4.25%Term:2 YearMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (198)

Connexus Credit Union Share CD

APY:Up to 4.56%Term:2 YearMin. Deposit:$5,000

Where to Put Your Money During a Recession | The Motley Fool (199)

Member FDIC.

APY:4.50%Term:2 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (200)

Member FDIC.

APY:5.00%Term:25 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (201)

First National Bank Special CD

Member FDIC.

APY:3.50%Term:25 MonthsMin. Deposit:Up to $10,000

Where to Put Your Money During a Recession | The Motley Fool (202)

Member FDIC.

APY:3.75%Term:30 MonthsMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (203)

APY:1.50%Term:30 MonthsMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (204)

First National Bank Special CD

Member FDIC.

APY:3.00%Term:35 MonthsMin. Deposit:Up to $10,000

Where to Put Your Money During a Recession | The Motley Fool (205)

Member FDIC.

APY:4.75%Term:35 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (206)

APY:4.15%Term:3 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (207)

First Internet Bank of Indiana CD

Member FDIC.

APY:4.66%Term:3 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (208)

Vanguard Brokered CD

Member FDIC.

APY:5.15%Term:3 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (209)

Member FDIC.

APY:4.00%Term:3 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (210)

Salem Five Bank CD

Member FDIC.

APY:2.00%Term:3 YearMin. Deposit:$10,000

Where to Put Your Money During a Recession | The Motley Fool (211)

Member FDIC.

APY:3.75%Term:3 YearMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (212)

APY:4.25%Term:3 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (213)

APY:4.15%Term:3 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (214)

APY:4.00%Term:3 YearMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (215)

Member FDIC.

APY:4.00%Term:3 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (216)

Member FDIC.

APY:4.15%Term:3 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (217)

Fidelity CD

Member FDIC.

APY:4.80%Term:3 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (218)

Member FDIC.

APY:4.40%Term:3 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (219)

Member FDIC.

APY:4.80%Term:3 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (220)

Member FDIC.

APY:0.05%Term:3 YearMin. Deposit:$250.00

Where to Put Your Money During a Recession | The Motley Fool (221)

Republic Bank of Chicago CD

Member FDIC.

APY:1.50%Term:3 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (222)

First Tech CD

APY:up to 2.45%Term:3 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (223)

APY:4.10%Term:3 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (224)

APY:3.35%Term:3 YearMin. Deposit:$5,000

Where to Put Your Money During a Recession | The Motley Fool (225)

Member FDIC.

APY:0.10%Term:3 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (226)

All America Bank CD

Member FDIC.

APY:3.75%Term:3 YearMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (227)

Member FDIC.

APY:4.55%Term:3 YearMin. Deposit:$10,000

Where to Put Your Money During a Recession | The Motley Fool (228)

APY:1.50%Term:3 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (229)

Member FDIC.

APY:5.15%Term:3 YearMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (230)

Member FDIC.

APY:2.00%Term:3 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (231)

Huntington Bank Standard CD

Member FDIC.

APY:0.10%Term:3 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (232)

Member FDIC.

APY:4.30%Term:3 YearMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (233)

APY:3.00%Term:3 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (234)

APY:2.85%Term:3 YearMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (235)

Member FDIC.

APY:3.50%Term:3 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (236)

NASA Federal Credit Union Share Certificate

Federally insured by NCUA.

APY:4.35%Term:3 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (237)

Member FDIC.

APY:4.25%Term:3 YearMin. Deposit:$1,500

Where to Put Your Money During a Recession | The Motley Fool (238)

First National Bank Standard CD

Member FDIC.

APY:1.00%Term:3 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (239)

Member FDIC.

APY:up to 1.75%Term:37 MonthsMin. Deposit:$1

Where to Put Your Money During a Recession | The Motley Fool (240)

Member FDIC.

APY:4.75%Term:45 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (241)

APY:3.40%Term:4 YearMin. Deposit:$5,000

Where to Put Your Money During a Recession | The Motley Fool (242)

Member FDIC.

APY:4.90%Term:4 YearMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (243)

Member FDIC.

APY:4.55%Term:4 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (244)

Fidelity CD

Member FDIC.

APY:4.55%Term:4 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (245)

Member FDIC.

APY:0.15%Term:4 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (246)

NASA Federal Credit Union Share Certificate

Federally insured by NCUA.

APY:4.20%Term:4 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (247)

APY:4.05%Term:4 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (248)

Member FDIC.

APY:3.95%Term:4 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (249)

Member FDIC.

APY:3.50%Term:4 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (250)

All America Bank CD

Member FDIC.

APY:3.49%Term:4 YearMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (251)

APY:3.00%Term:4 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (252)

Member FDIC.

APY:3.75%Term:4 YearMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (253)

Republic Bank of Chicago CD

Member FDIC.

APY:1.50%Term:4 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (254)

Member FDIC.

APY:2.00%Term:4 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (255)

First National Bank Standard CD

Member FDIC.

APY:1.00%Term:4 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (256)

Member FDIC.

APY:4.15%Term:4 YearMin. Deposit:$1,500

Where to Put Your Money During a Recession | The Motley Fool (257)

APY:2.50%Term:4 YearMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (258)

APY:4.05%Term:4 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (259)

Member FDIC.

APY:4.45%Term:4 YearMin. Deposit:$10,000

Where to Put Your Money During a Recession | The Motley Fool (260)

Member FDIC.

APY:3.95%Term:4 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (261)

Vanguard Brokered CD

Member FDIC.

APY:4.30%Term:4 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (262)

First Internet Bank of Indiana CD

Member FDIC.

APY:4.50%Term:4 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (263)

Salem Five Bank CD

Member FDIC.

APY:2.25%Term:4 YearMin. Deposit:$10,000

Where to Put Your Money During a Recession | The Motley Fool (264)

APY:4.00%Term:4 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (265)

APY:1.61%Term:4 YearMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (266)

APY:4.00%Term:4 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (267)

Huntington Bank Standard CD

Member FDIC.

APY:0.10%Term:4 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (268)

NASA Federal Credit Union High-Yield Certificate

Federally insured by NCUA.

APY:4.60%Term:49 MonthsMin. Deposit:$10,000

Where to Put Your Money During a Recession | The Motley Fool (269)

First National Bank Special CD

Member FDIC.

APY:3.00%Term:52 MonthsMin. Deposit:Up to $10,000

Where to Put Your Money During a Recession | The Motley Fool (270)

Member FDIC.

APY:4.75%Term:59 MonthsMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (271)

Member FDIC.

APY:3.75%Term:5 YearMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (272)

Member FDIC.

APY:3.75%Term:5 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (273)

Member FDIC.

APY:4.80%Term:5 YearMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (274)

Member FDIC.

APY:4.45%Term:5 YearMin. Deposit:$10,000

Where to Put Your Money During a Recession | The Motley Fool (275)

APY:4.00%Term:5 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (276)

First National Bank Standard CD

Member FDIC.

APY:1.50%Term:5 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (277)

APY:1.50%Term:5 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (278)

All America Bank CD

Member FDIC.

APY:3.49%Term:5 YearMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (279)

NASA Federal Credit Union Share Certificate

Federally insured by NCUA.

APY:4.10%Term:5 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (280)

APY:3.45%Term:5 YearMin. Deposit:$5,000

Where to Put Your Money During a Recession | The Motley Fool (281)

Member FDIC.

APY:4.00%Term:5 YearMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (282)

Member FDIC.

APY:0.25%Term:5 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (283)

APY:4.00%Term:5 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (284)

APY:4.00%Term:5 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (285)

First Tech CD

APY:up to 3.55%Term:5 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (286)

Republic Bank of Chicago CD

Member FDIC.

APY:1.50%Term:5 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (287)

Member FDIC.

APY:0.05%Term:5 YearMin. Deposit:$250.00

Where to Put Your Money During a Recession | The Motley Fool (288)

Huntington Bank Standard CD

Member FDIC.

APY:0.10%Term:5 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (289)

Member FDIC.

APY:3.90%Term:5 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (290)

Vanguard Brokered CD

Member FDIC.

APY:5.15%Term:5 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (291)

APY:3.95%Term:5 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (292)

Fidelity CD

Member FDIC.

APY:4.50%Term:5 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (293)

Member FDIC.

APY:2.00%Term:5 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (294)

APY:3.00%Term:5 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (295)

APY:4.00%Term:5 YearMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (296)

Member FDIC.

APY:4.30%Term:5 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (297)

Salem Five Bank CD

Member FDIC.

APY:2.25%Term:5 YearMin. Deposit:$10,000

Where to Put Your Money During a Recession | The Motley Fool (298)

First Internet Bank of Indiana CD

Member FDIC.

APY:4.55%Term:5 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (299)

Member FDIC.

APY:3.90%Term:5 YearMin. Deposit:$0

Where to Put Your Money During a Recession | The Motley Fool (300)

Member FDIC.

APY:3.90%Term:5 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (301)

Member FDIC.

APY:4.15%Term:5 YearMin. Deposit:$1,500

Where to Put Your Money During a Recession | The Motley Fool (302)

APY:3.25%Term:5 YearMin. Deposit:

Where to Put Your Money During a Recession | The Motley Fool (303)

Member FDIC.

APY:4.50%Term:5 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (304)

First National Bank Special CD

Member FDIC.

APY:3.00%Term:61 MonthsMin. Deposit:Up to $10,000

Where to Put Your Money During a Recession | The Motley Fool (305)

Member FDIC.

APY:up to 2.00%Term:61 MonthsMin. Deposit:$1

Where to Put Your Money During a Recession | The Motley Fool (306)

APY:1.50%Term:6 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (307)

Huntington Bank Standard CD

Member FDIC.

APY:0.10%Term:6 YearMin. Deposit:$1,000

Where to Put Your Money During a Recession | The Motley Fool (308)

APY:3.90%Term:6 YearMin. Deposit:$500

Where to Put Your Money During a Recession | The Motley Fool (309)

Member FDIC.

APY:3.75%Term:7 YearMin. Deposit:$2,500

Where to Put Your Money During a Recession | The Motley Fool (310)

Member FDIC.

APY:3.75%Term:10 YearMin. Deposit:$2,500
Where to Put Your Money During a Recession | The Motley Fool (2024)

FAQs

Where to Put Your Money During a Recession | The Motley Fool? ›

Where should you put cash in a recession? Consider putting money you might need tomorrow in a savings or money market account. For longer-term investments, you can put cash in certificates of deposit (CDs) or the stock market.

Where is the best place for cash during a recession? ›

Money market funds and high-yield savings are also places to salt away cash in a downturn. Holding cash provides a safety net, allowing investors to jump on opportunities that may arise during economic downturns, such as purchasing undervalued assets when markets decline.

Where does the money go during a recession? ›

During recessions, one of the primary culprits responsible for money vanishing into thin air is the collapse of banks. As financial institutions crumble under the weight of bad loans and dwindling assets, they often go belly up, taking the money entrusted to them along for the ride.

Are bank CDs safe during a recession? ›

Your money will not be lost. It is usually transferred to another bank with FDIC insurance, or you'll receive a check. Savings accounts, checking accounts, money market accounts, and CDs are examples of federally insured bank accounts.

Where is the safest place to put money if banks collapse? ›

Deposit accounts—like savings accounts, CDs, MMAs, and checking accounts—are a safe place to keep money because consumer deposits are insured for up to $250,000, either by the FDIC or NCUA.

Where is my money safest during a recession? ›

Where to put money during a recession. Putting money in savings accounts, money market accounts, and CDs keeps your money safe in an FDIC-insured bank account (or NCUA-insured credit union account). Alternatively, invest in the stock market with a broker.

Is it smart to have cash in a recession? ›

Cash gives you a lot of options. You can spend it if you need to, for example, if you lose your job during a recession, and it allows you to make an opportunistic investment if the stock market suddenly sells off or you find the perfect house later on.

Should I take my money out of the bank before a recession? ›

You should not withdraw money from your bank during an economic downturn if you wouldn't have done so during normal times. You should only make withdrawals from your bank during a recession if you need to spend it or reinvest it.

What gets cheaper during a recession? ›

Because a decline in disposable income affects prices, the prices of essentials, such as food and utilities, often stay the same. In contrast, things considered to be wants instead of needs, such as travel and entertainment, may be more likely to get cheaper.

What happens to your CDs if the bank fails? ›

The FDIC Covers CDs in the Event of Bank Failure

But the recent regional banking turmoil may have you concerned about your investment in case of a bank failure. CDs are treated by the FDIC like other bank accounts and will be insured up to $250,000 if the bank is a member of the agency.

How to get rich during a recession? ›

Recessions can also push you to reexamine your finances, develop passive income streams, and consult financial advisers to make sure your assets are safe.
  1. Cut living expenses. ...
  2. Build an emergency fund. ...
  3. Develop new skills. ...
  4. Speak with a financial adviser. ...
  5. Create passive income sources. ...
  6. Start a business. ...
  7. Consumer staples. ...
  8. Bonds.
Jan 5, 2024

Do you lose all your money when a bank collapses? ›

For the most part, if you keep your money at an institution that's FDIC-insured, your money is safe — at least up to $250,000 in accounts at the failing institution. You're guaranteed that $250,000, and if the bank is acquired, even amounts over the limit may be smoothly transferred to the new bank.

Where do millionaires keep their money? ›

Cash equivalents are financial instruments that are almost as liquid as cash and are popular investments for millionaires. Examples of cash equivalents are money market mutual funds, certificates of deposit, commercial paper and Treasury bills. Some millionaires keep their cash in Treasury bills.

Is it better to have cash or property in a recession? ›

Cash. Cash is an important asset when it comes to a recession. After all, if you do end up in a situation where you need to pull from your assets, it helps to have a dedicated emergency fund to fall back on, especially if you experience a layoff.

Where do you park money before a recession? ›

Household goods and other necessities are also considered recession-friendly investments. It would be rash to move your entire portfolio in this direction, but adding a utilities or consumer staples index fund or exchange-traded fund can add stability to your portfolio even if the economy starts to feel uncertain.

Where to put your money during a banking crisis? ›

Certificates of Deposit

Known as CDs, these are among the safest investments. They offer higher interest rates than a regular savings or checking account in exchange for locking up your money for a set amount of time, typically somewhere between three months and two years.

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