How to buy stocks in Netherlands?
First open an investment account. Find a share you want to buy on the price information page (Dutch), such as Tesla or Shell. Submit a buy order to your bank or broker, which you can do through the
You can invest in funds through banks or specialist investment brokers. Brokers generally include investment platforms that offer different baskets of funds based on risk appetite, or more-basic app-based robo advisors. Some banks also offer their own ranges of investment funds.
According to the EU Regional Competitiveness Index of 2022, an impressive 5 of the top 10 most competitive regions in the EU are in the Netherlands. The Index measures the ability of a region to offer an attractive and sustainable environment for firms and residents to live and work.
For those in the Netherlands seeking to invest in the S&P 500 ETF, eToro stands out as a commendable choice. eToro is celebrated for its adherence to stringent financial regulations, offering access to a diverse portfolio of over 4,500 assets, including the highly coveted S&P 500 ETFs such as SPDR and VOO.
The financial heart of the Netherlands
The Amsterdam Stock Exchange offers ambitious companies from the Netherlands and abroad access to the global capital markets and connects the various market participants.
Foreigners can freely buy, sell and rent out real estate in the Netherlands. Statistics confirm the liquidity of investments: residential real estate prices grow every quarter by an average of 2,6%. Five years ago, an apartment of 100 m² cost an average of €293,000, and today it is sold for €467,000.
You pay tax on income from your wealth, including savings, shares and a second home. It is calculated as the value of all assets (such as savings and shares) minus any debts. Part of your wealth is not taxable: the capital yield tax allowance. You pay 30% tax on your taxable income from savings and investments.
The Netherlands has had steady natural gas resources since 1959, when a wellspring was discovered. Currently the Netherlands accounts for more than 25% of all natural gas reserves in the European Union. Over the following decades, the sale of natural gas generated a significant rise in revenue for the Netherlands.
This can be attributed to the Netherlands' competitive economy, historically business-friendly tax climate, and many investment treaties containing investor protections.
Agriculture Business
The Netherlands, a global leader in agricultural innovation and efficiency, welcomes fresh ideas. As such, one of the most profitable business opportunities in the Netherlands is to open an agriculture business in the Netherlands.
Can I use Vanguard in the Netherlands?
Yes, an American living abroad who meets Vanguard's requirements can open a brokerage account with them. To open an individual brokerage account with Vanguard, you have to be at least 18 years old, a US citizen or resident alien with a valid Social Security number, and have a US mailing address.
The total securities holdings of Dutch households consist of listed shares (€55.6 billion), investment fund positions (€101.0 billion) and debt securities (€5.8 billion), totalling €162.4 billion. By comparison, savings deposits in accounts held by Dutch households amounted to €449.3 billion at the end of June 2023.
ETF shares can be bought or sold only through a broker. Investing in ETFs entails stockbroker commission and a bid-offer spread which should be considered fully before investing.
In the Netherlands, you are currently not taxed for capital gains or actual rental income. Instead, the Dutch tax office assumes that you enjoy a yield of up to 5.69% over your total asset value, irrespective of whether any actual gains are higher or lower (!).
Opening an account with an international brokerage firm, like Skilling, that provides access to European stock exchanges is a common approach. Alternatively, they can invest in European-focused exchange-traded funds (ETFs) or mutual funds. What are the risks associated with investing in European stocks?
- Interactive Brokers - Best overall for international trading.
- Charles Schwab - Best for long-term investing.
- Fidelity - All-around leading broker.
The short answer is yes. The Netherlands does not place any restrictions on the purchase of property by foreigners, whether resident or non-resident. However, to get a mortgage you must live and be registered in the Netherlands.
It is possible for you to open a bank account in the Netherlands as a non-resident. Some of the banks offer special "international" accounts in that situation. Another option is to use your local financial institution that has a correspondent bank in the Netherlands, or an international branch there.
Before submitting your application, you must invest the required €1.25 million into a Dutch start-up or a venture capital fund. The fund should be deposited in a Dutch bank or a bank from another EU country that operates a branch within the Netherlands.
Why are the Netherlands taxes so high? European countries have notoriously high tax rates – but the advantages and benefits residents of these countries receive usually make the extra costs worth it. The Dutch tax rate covers several social programmes, including unemployment, health insurance, sickness benefits, etc.
How much money can you have in your bank account without being taxed in the Netherlands?
Fortunately, you do not have to pay tax on all your assets, as there is an exemption. For the year 2023, the tax-free allowance is €57,000 (€114,000 applies to tax partners). The tax-free allowance will remain the same in 2024.
The Netherlands taxes its residents on their worldwide income; non-residents are subject to tax only on income derived from specific sources in the Netherlands (mainly income from employment, director's fees, business income, and income from Dutch immovable property).
While the answer to this question is quite subjective, a gross salary of €70,000 ($81,000) per year would put you in the top 5% of income earners in the Netherlands. Which equals to a net monthly salary of €3,832 ($4,440) per month.
On a national scale, the average millionaire in the Netherlands has a net worth of three million euros, which is 55 times the average non-millionaire. Most millionaires reside in Amsterdam, followed by The Hague, Rotterdam, and Utrecht.
The Netherlands
In 2021, the average net worth was $377,090 for this nation. In 2019, the Dutch people had approximately 223,000 millionaire households.
